Put Your Home Equity to Work
A fixed home equity loan, a HELOC, or a cash-out refinance. Three ways to turn the equity you've built into cash for what's next.
What You Get With a Home Equity Loan
Home improvements, debt consolidation, education costs, major expenses — a fixed home equity loan, a HELOC, or a cash-out refinance can put your equity to work without starting your mortgage over from scratch.
Keep Your First Rate
Fast Decisions
Fixed or Flexible
Multiple Uses
Home Equity Loan Options Explained
A fixed home equity loan (a closed-end second) gives you a lump sum at a fixed rate and payment, on top of your existing mortgage. A HELOC works more like a credit card - a revolving line against your equity that you draw from as needed. A cash-out refinance replaces your current mortgage with a new, larger one and hands you the difference in cash.
Which option makes sense depends on your goal, your current rate, and how much equity you've built. If you already have a low rate on your first mortgage, a fixed second or HELOC usually beats refinancing the whole thing.
Want a faster path? CCM Equity Express is a streamlined, largely automated process with results in as little as 5 business days, with both fixed and flexible options available.
Program details, rates and requirements change. Call or text me and we'll figure out which option fits your goals.
How We Get You There
